Preparation for Digital Nomad in Chiang Mai

There are several stuffs that we have to managed before settled down in Chiang Mai. These are

  • financial plan
  • Insurance
  • visa
  • flight ticket
  • ticket from Bangkok to Chiang Mai
  • accommodation

Financial Plan

we have arranged a share account. Both of us put some money in it. I put around 30% more money than my husband as he quit his job 1 month before me and had to work for our ‘Simply Learn Languages’ project full time.

We have calculated rough expenses that we will need in Chiang Mai per month. Our plan is that we can stay in Chiang Mai for 1 year without earning. The calculation was based on when we have lived in Bangkok.

These are one time payment:

  • Transport – motorcycle 30,000 baht
  • Rental deposits – 2 months 20,000 baht
  • Move in stuffs – 10000 baht

In total: 60000 baht (1500 Euro)

These are monthly expenses

  • Rental – 10,000 baht include internet, electricity, water
  • Phone – 2000 baht
  • Fuel – 1000 baht
  • Eating – 200 baht per day –> 6000 baht
  • Consume -2000 baht

Totally 20000 baht (400 euro)

So we need around 7000-8000 Euro (including traveling to my hometown and to the beaches) to be able to live in Chiang Mai for 1 year for both of us.

The shared bank account (Deutsche Kreditbank) provides a visa for us. This is pretty nice as we can withdraw money for free no matter where we are in the world.


In Germany, you can find all kind of insurances. I found one very funny. This is an insurance against insurances. Anyway, we will keep a German insurance as it is very powerful. You can get treated for almost everything for free. I got for example 2 times per year a free tooth cleaning (normally it will cost 60 Euro), I got travel vaccinations for free. My tooth got extracted for free. To have these services we have to pay a lot. We would pay around 400-500 Euro per month to stay in the insurance. But, you can do so called ‘Anwartschaft’ so that you only pay around 50 Euro per month to ensure that when you come back to Germany you will be immediately insured.

One of a best thing to be married is that you can be insured as a family. This means instead both of us pay 50 Euro each, we pay 50 Euro together!


For me, I do not need a visa as I am Thai. But for my husband, he needs one. It is not that comfortable as if he will arrive Thailand with a tourist visa, he will need to leave Thailand every 3 months and there are some differences between borders how long he will be allowed to stay. As we are married, he can get the non immigrant type o visa. If he get this he can stay for 1 year in Thailand. As he plans to register his business (other business idea – I am not involved in this as we do not want to do every thing the same) he can maybe apply from immigrant type o to type b without leaving the country. However, we still are not sure.


Flight tickets

We have a lot of luck on this. Germany just introduced a new airline ‘Eurowings’ and this airline operates direct flight from Cologne to Bangkok with small fee. We have paid 250 Euro each for the direct flight. But of course, you will not get good services as flying with Arab airlines. You do not get a blanket. An earphone costs around 3 Euro. If you booked the cheapest tickets you will have to order meal separately. One meal will cost around 10 Euro. So for budget travelers Eurowings is a good choice.

You are allowed to bring 23 kgs luggage and 8 kgs cabin luggage. As we have lived so long time in Germany I have sent 20 kgs back home via post to my home in Buri Ram. It costed 80 Euro and it took around 2 weeks to arrived at my father home.

Ticket from Bangkok to Chiang Mai

there are several ways to arrive Chiang Mai from Bangkok. The fastest way is of cause by plane. There are several airlines that fly from Bangkok to Chiang Mai. You can choose the one you like the most. But I do not like flying. I am scared that the plane will crash although I have been flying a lot, this fear still stays with me.

Long distance buses will take around 9-10 hours from Mo Chit. It is quite on time compared to train and it is cheaper than train. But I do not like buses as they are not as safe as train.

Trains leave from Hua Lamphong. We took a night train that almost take 12 hours and costs over 1000 baht as we bought the tickets through an agency. It is very complicated if you want to buy the train ticket by yourself. Because you have to pickup the train ticket yourself. If you do not know someone that can pick up the ticket for you, you have to buy it from the agency.

Experience: We could sleep although it was really cold. I would say, I like it more than German Night train as the bed makes you feel like you sleep in the real bed. The bed is done by the officials. The toilets are ok. They are not that clean and modern as Swiss railway but they work. 🙂 You can get breakfast for around 5 Euro but we have ordered nothing. So be prepared by taking something to eat and to drink with you. The scenery along the way is beautiful. 


We have tried to find a house over websites and Many of the posts are managed by agents and they always request you to contact them when you are in Chiang Mai. So I have no chance to find a place.

But we have again a big luck. My friend has rented her house as she moved to France. The house is very big and has everything I want e.g. a 2 bedrooms (1 for guest), big kitchen and a small garden in Jedyord area. It is very near to Nimman and Maya shopping mall. The rental is good and we can keep all costs (including internet and electricity) around 10000 baht per month.

I would say, it is very beneficial to move to Chiang Mai as I am Thai. 🙂

Next post will be more related to first week in Chiang Mai.